Open a Holiday Club 储蓄 account so the money will be there when the holiday season comes.
You can start with as little as a $20 opening deposit, and deposit at minimum $20 each month at any time. The funds will be available each year on November 15 and be transferred to the Patelco checking or savings account you select, along with the dividends accrued.
Grow your holiday savings without worrying about monthly fees
Set up monthly direct deposits or automatic transfers and grow your savings
汽车matic savings will automatically continue after November 15 of each year
Access your account anytime from anywhere
利率 Effective 06/14/2022
|
术语 |
最小值. 平衡 |
年1 |
率 |
分红 |
|---|---|---|---|---|
| 没有一个 | $20.00 | 0.05% | 0.05% | 到期 |
How much should I save to reach my goal?
Calculations provided are for demonstration purposes only and do not guarantee credit approval for the rate and terms displayed.
A Holiday Club 储蓄 account is a great option if you want to set aside money regularly, so you’ll have money ready for holiday shopping or other expenses, 喜欢旅游. It’s a great tool to help you budget – just set it and forget it until you need the funds.
No. There’s no monthly fee
If you withdraw funds within the first six days of establishing a Holiday Club Account, you will pay a penalty of 7 days’ dividends, even if the penalty will invade principal. If you otherwise withdraw funds prior to maturity, you will forfeit all the dividends. If you stop making automatic deposits at any time prior to maturity, we can close the account and you will forfeit all dividends.
11月15日, the balance and dividends will automatically transfer to your linked Holiday Club share savings account. That means you will be able to use the money saved towards your holiday purchases.
在Patelco, we put your financial well-being first and provide free financial coaching with a Patelco Certified Financial Specialist. Your financial specialist can help you create a personalized strategy so you can feel in control of your money and track your progress. Members have told us that they feel seen, 听到, 通知, and supported to make more confident financial choices as a result of working with a Certified Financial Specialist.
1 年=Annual Percentage Yield. 利率 are valid as of 06/14/2022 and are subject to change after account opening without notice.
2 Source: over 22,000 five-star reviews on the App Store.
